Navigating out-of-network mental health benefits can be challenging, but don’t worry! Here are some questions to get you started.

• What are my out-of-network mental health benefits?

• Is there a deductible that needs to be met first?

• Do I need a referral from my primary care provider?

• How many sessions are covered per calendar year?

• Are there any restrictions in place?

Don’t forget to ask for a reference number at the end of your conversation. It can be used to ping the conversation if any questions arise.